Why securing Micro loans matters for women? 

 

Micro loans go beyond just providing money; they offer a pathway to financial independence, gender equality, and community development. For women, especially from marginalized backgrounds, micro loans open the door to much-needed credit, which they often struggle to access from traditional financial institutions. These loans help women start or expand small businesses, build financial independence, and reduce their financial risks. By utilizing these loans for income-generating activities and improving their credit standing, women not only support themselves but also uplift their families and communities. Micro loans drive sustainable economic and social change, creating a ripple effect of progress.

 

Our Approach 

 

We enable women through inclusive, gender-sensitive financial services. By providing collateral-free micro loans, promoting financial and digital literacy, and supporting entrepreneurship, we help marginalized women achieve financial independence. Our community-driven approach, led by local women, ensures that our services address real needs. With a focus on sustainability and equality, we aim to create lasting economic and social progress for women and their communities.

 

Our Micro Loan Product

 

We offer collateral-free micro loans ranging from ₹15,000 to ₹50,000, with flexible repayment periods of 12 to 24 months. These loans are tailored to meet various needs, including:

• Income-Generating Loans: Helping women start or expand small businesses.

• Consumption Loans: Supporting household and personal expenses.

• Education Loans: Assisting families with educational costs.

• Loan Repayment Loans: Providing financial support to repay existing loans and reduce debt burden.

 

 

 

 

Our micro loans are offered mainly through the Joint Liability Group (JLG) model, ensuring that women from rural, semi-urban, and urban areas, especially those who are marginalized or vulnerable, have access to much-needed credit and financial resources.

Note: The availability of the above product is subject to our Credit Policy, and its disbursement will be at the sole discretion of Samarthan Mahila Bachat ane Dhiran Sahakari Mandali Ltd.